2.4 Unified Communication & Payments

Cryptic merges quantum-secure communication, instant settlement, and real-world spending into a single, seamless interaction layer, eliminating the need for separate apps, wallets, banks, or payment flows.

In-Chat Payments (Zero Friction, Zero Exposure)

Initiate and complete private, instant transactions directly inside a conversation. No copying addresses. No exposing public keys. No switching apps.

Just message → pay → confirmed.

With our privacy rails, every payment is routed through a zero-exposure burner pathway, no wallet ever gets doxxed.

PQC-Secured Group Channels

Group chats negotiate session keys using Kyber, providing post-quantum protection even in multi-party environments, a capability no mainstream messenger or wallet delivers.

Your full communication graph becomes quantum-safe.

End-to-End Encrypted Voice Calls

High-fidelity voice calls secured using the same Dilithium + Kyber PQC primitives, ensuring real-time conversations remain protected against both current threats and future quantum attacks.

In-App Spending & Neobank-Level Functionality

Cryptic brings the power of a neobank directly into the communication flow:

• Virtual & physical Crypto card spending

• In-app payments for merchants, creators, and P2P

• Private settlement rails

• Instant on- and off-ramps for global usage

• Non-custodial control, no banks, no freezes, no surveillance

This transforms Cryptic from a messaging tool into the first privacy-preserving, quantum-secure financial interaction layer.

Chat privately with Cryptic. Transact stealth through private swaps. The future now lives in one thread.