2.3 Blockchain & Payment Infrastructure

Cryptic’s payment layer is engineered as a quantum-secure, Solana-powered settlement engine delivering the speed, privacy, and scale required for billions of real-time, global transactions.

Solana Execution Layer

Cryptic leverages Solana’s ultra-high throughput to enable sub-second, near-zero cost payments, making encrypted peer-to-peer settlement finally practical for everyday use, from micro-transactions to large OTC transfers.

Quantum-Secure Transaction Creation

Every transaction is signed using CRYSTALS-Dilithium, providing post-quantum protection for both chat messages and financial activity, a capability no current wallet or messenger offers.

Relayer-Powered “Gasless” UX

A backend relayer architecture abstracts fees and handles transaction submission, giving users Stripe-level simplicity with Web3 sovereignty.

Integrated Privacy Rails

With privacy rails integrated directly into Cryptic, users can send and receive payments without ever revealing a public key, creating:

• private Venmo

• burner-wallet-style settlement

• invisible OTC flows

• untraceable client invoicing

• fully obfuscated financial routes

This is the first chat-native, ZK-powered, quantum-secure payment rail ever shipped to mobile.

Seamless Fiat On/Off Ramps

Integrated partner rails enable instant movement between fiat and crypto, making Cryptic suitable for real-world spending and mainstream financial interaction, not just Web3 activity.

Real-Time Settlement

All confirmations are streamed back to the client instantly, creating a smooth, real-time experience that feels like Cash App, but delivered through a quantum-secure, non-custodial architecture.